Financial Planning Seminars

Preserving Your Estate
With Long Term Care Planning
Monday, March 24, 7:00 p.m.
How much do you really know about Long Term Care?
Knowledge is power AND peace of mind.
Presenters:
Carolyn Schultz, long term care specialist at MassMutual Financial Group
Deborah Lederman at Lederman Financial Strategies, LLC

Your Estate: Who is in Control:
The IRS, Probate Court, or You?
Monday, April 7, 7:00 p.m.
You are invited to an evening to best plan your estate
for your spouse and heirs by:

• Eliminating probate, reducing administrative cost and time,
  and reducing estate taxes
• Gifting stock and paying no taxes
• Leveraging your dollars with life insuranc;
• Leaving a legacy while still providing for your family

Presenters:
Andrew M. Wolov, estate planning and tax attorney at Hall Estill Law Firm;
Jeffrey A. Weinstein, vice president financial advisor at Merrill Lynch;
Charles A. Redd, CLU, ChFC, MSFS at MassMutual Financial Group;
Deborah Lederman at Lederman Financial Strategies, LLC

Both seminars are free, and will be held in the Dan Meeting Room at the CSJCC. Please RSVP at least two days before each event by calling Mindy Prescott or Barry Abels, at 495-1100

Financial/insurance professionals from our community may bring materials for a display table at the event, but that there will be no individual solicitations at the event.